Five partners signed. 1.23M UK SMEs in reach.

Put Co.ID inside your product.
One integration. Thousands of verified SMEs.

If your business sits on top of UK or EU SMEs, Co.ID is the verified identity layer you need, already built to the DIATF standard. Embed it, white-label it, or pipe it through an API. Every SME that issues a Co.ID from your surface stays inside your product.

Signed distribution

Channels the SME already pays for.

One aggregator integration delivers more Co.IDs than months of direct outreach. Here's who's signed today.

FSB
180K+
UK SME members through the Federation of Small Businesses
Sage
400K
UK SME accounting customers
Tide
650K
SMEs across banking and business services
HSBC Innovation Banking
Signed
UK startup pipeline and preferred supplier networks
Magic Sauce
Live
Embedded issuance for founder-stage companies
≈1.23M
UK SMEs in reach through signed channels
How partnerships work

Four ways to plug Co.ID in.

Pick the format that fits your product. Commercial terms flex with depth of integration, volume, and who owns the customer relationship.

BANKS · FINTECHS

White-label Co.ID

Issue Co.ID to your customers under your brand. Umazi is the credential engine, you stay the relationship.

  • Bank account opening made one-click for verified SMEs
  • Branded issuance flow, custom attestations
  • Reuse revenue share per share to downstream counterparties
SaaS · SME SOFTWARE

Embedded issuance

Your customer finishes signup. They leave with a signed Co.ID in their pocket. No extra journey, no extra friction.

  • Drop-in SDK, four lines of integration code
  • Issuance at account creation or first compliance event
  • Sage, Tide and Magic Sauce pattern
COMPLIANCE · KYB

Upstream verification feed

Your platform consumes verified credentials instead of re-running KYB. Screen the signature, not the source. Faster onboarding, fewer false positives.

  • Agent-readable API for AI and automated workflows
  • Relying-party fee per verification consumed
  • Themis MOU pattern. Non-competing
ASSOCIATIONS · GOVERNMENT

Member credential

Issue a branded Co.ID to every member or licensed entity. A trust layer your network carries.

  • Co-branded wallet for your community
  • Annual renewal bundled into your membership fee
  • FSB pattern. Isle of Man sovereign pattern
The integration maths

Every SME you already have becomes a verified SME.

The typical aggregator converts 20–40% of eligible SMEs to a Co.ID within the first twelve months. The economics work at both ends. The SME gets a credential they reuse everywhere. You get reuse fees, renewal revenue, and a stickier customer.

Model your channel
SMEs on your platform100,000
Eligible UK entities80,000
Conversion (year 1, mid-case)30%
Verified Co.IDs issued24,000
Annual credential revenue£288K
Plus reuse fees
£100K+ per year
Illustrative. Based on £12 per wallet per year with 30% conversion and conservative share-count assumptions. Full model available under NDA.
Built on the standards

Ready for the regulation that's already on the books.

Co.ID is being built to the UK Digital Identity and Attributes Trust Framework, statutory from December 2025. The same wallet meets eIDAS 2.0 obligations across the EU from December 2026. Bank acceptance is required from November 2027. The credential is designed to carry the weight.

W3C Verifiable Credentials

Cryptographically signed, self-sovereign, portable. The credential verifies without contacting Umazi.

DIATF-aligned · eIDAS 2.0 ready

Built inside the standards process. Umazi sits on the CFIT Digital Verification Taskforce shaping the blueprint banks will accept from 2027.

ISO 27001 · GDPR · UK AI regime

Subject-controlled by design. Every share is logged, revocable, and consent-based.

Agent-readable API

AI agents transacting on behalf of an SME can verify the credential directly. No dashboard. No scraping.

Verified sources, not scraped data

Companies House, GLEIF, OpenSanctions, OFAC, D&B. Signed at the point of verification. No parsed PDFs.

Cross-jurisdiction proof

Isle of Man LOI and Bahrain MOU in execution. First cross-border business-identity bridge between two sovereign jurisdictions.

Partner story

Upstream of compliance, not competing with it.

Themis is a UK AML and financial-crime platform. The MOU positions Co.ID as the upstream verified credential against which Themis screens. Umazi issues. Themis assesses. Every Themis customer onboarding becomes a potential Co.ID issuance trigger. The two companies sit at different layers of the same stack.

That is the shape most partnerships take. Co.ID is the primitive. Whatever you sell sits on top of it.

Umazi

Issues the credential. Signs the attestation. Owns reuse economics.

Partner

Screens, scores, onboards, consumes the credential. Keeps the customer relationship.

Your customers need a Co.ID.
Be the place they get one.

Every channel we've signed in 2026 has been co-built, not sold. If you have UK SMEs on your platform, we'd like a conversation.